: careful thought about your own behavior and beliefs
If you are reading this blog post, I would guess that you are planning trip to Rome or you are already there but don’t know what to do. Or then you are just interested what I have to say about this Italy’s ancient city. I have to start by saying that during my visit to […]
“It’s the most wonderful time of the year….” That song just keeps going through my head as I type this. For me, this IS the most wonderful time of the year. I love all the bright lights, good food, and the way that for the most part, people just seem to be a little nicer […]
SPEAK YOUR LIFE INTO LIVING THE LIFE YOU DESIRE.
Holiday Shopping?! Quick Tips on Saving this Year Friendly Reminders Start saving Early. There’s no better time than the present to start saving money for the holidays. No matter when you start saving, think about opening a holiday savings account that you can deposit money into all year. Set a realistic budget. Figure out exactly how much money you have to spend. And don’t forget to factor in wrapping paper, holiday cards and postage. The little extras that are often forgotten are just the things that can throw your entire budget off track if you’re not careful. Make your holiday shopping list. After your budget has been set and you’ve started saving, it’s a good idea to create a list of everyone you intend to buy for. Don’t forget to include items like hostess gifts for parties you’ll attend, a gift for your boss and that family gift exchange you’re included in year after year. It also may be smart to purchase a few small gifts for surprise visitors or a last-minute party. Once you’ve made your list, keep it handy so you can refer to it often. The list will help you stay on track and keep you from forgetting anyone. Do your homework. There’s nothing worse than buying a gift at full price, only to see that another retailer is selling it cheaper. Before you hit the stores, do your homework and compare prices for the gifts you know you want to buy. From newspaper ads to online shopping that offers free shipping and other holiday deals, do your research and create a “plan of attack” to help your money stretch. Count down to the holidays. There’s no better motivation to get your holiday shopping done on time than to make a countdown to the holidays and put it somewhere you can see it. That way you’ll always know exactly how long you have to finish shopping and get gifts wrapped and sent, if needed. Get a head start. It’s much easier to make smart choices with your money when you’re not waiting until the last minute to shop. Procrastinating only promotes rushed shopping, overspending and buyer’s remorse as the guilt of going over budget sets in. So, get a head start and begin your holiday shopping early enough to take your time and make smart choices. Be thoughtful. When in doubt about a gift to give, get creative and be thoughtful. Think about your most cherished gifts throughout the years. They’re probably some of the most thoughtful gifts you’ve received. For instance, a scrapbook of shared memories or an appreciation book may take a little more effort or time, but they’re certainly thoughtful and creative. And they’re often less expensive, too. If all else fails, give a gift card. If you’ve had trouble finding the perfect gift or you simply run out of time, give the gift that everyone’s sure to enjoy. A gift card is the ideal gift for anyone on your holiday shopping list. Make a payoff plan. If you were able to save some money throughout the year to help lighten the financial burden when the holidays roll around, great. If not, make a plan to pay off the money you’ve spent once the new year arrives. It’s important that you set a financial strategy that works for you and your budget. Ready, set, shop. After you’ve made your list, set your budget and done your homework, you’re ready to shop until you drop. It’s a great feeling to hit up the stores you need and start checking items off your list. And remember, the holidays are a great time to take advantage of price-match guarantees, free shipping and other end-of-year deals. These holiday shopping and savings tips are sure to help you slow down and enjoy the holidays for what they’re meant to be – a special time to spend with your loved ones. Avoid holiday hassle by finding a bank that offers the flexibility you need to help keep all of your finances in order - during the holidays and the rest of the year. Happy Holiday Shopping!!!
Try Self Cleansing Once a week, A month, or anytime suitable to gain your self power and positive energy in your life to a daily basis. Self Rituals are a symbolic way to help you release old hurts and prepare for new goals. Everyone encounters negativity in life, including gossip, turmoil at work, breakups and other losses. They can block you spiritually if you allow them to build and gather power. By performing a spiritual cleansing, you can release these negatives and reclaim your power. A cleansing can act as the starting point for moving in a healthier direction.
Step 1. Take a bath to prepare yourself physically for the spiritual cleansing. Try using bath salts in the water, as salt is traditionally considered to be a cleansing element. As you relax in the hot water, meditate on the specific areas of your life that need cleansing.
Step 2. Write down the aspects of your life that you wish to cleanse. Focus on items that contribute to negativity and keep you stuck. Include everything that needs to be released to clear your spirit.
Step 3. Meditate on the list of negatives you just created. Envision the negativity in your life dissolving, turning to dust and blowing away on the wind. If you have religious beliefs, you can pray to your deity or higher power during this process, asking for help with your cleansing. Otherwise, simply repeat a mantra such as, “I release all that is negative in my life. I release its power over me. I reclaim the power of my spirit.”
Step 4. Burn the list. You can ignite it with a candle, match or lighter, but do it in a safe place where there is no danger of starting a fire. The best spot is over a sink or bathtub. Put a plate in the bottom of the sink or tub to catch any ashes, which you can scatter outside.
Step 5. Say aloud & firm with belief “I am purified by the flame. My spirit is cleansed and freed.” as the paper burns. As you do this, imagine everything negative rising up from your spirit and vaporizing.
Things you need. Bath salts, white Candle, matches or lighter, Bowl or vase (optional)