For High School Students

Good High School Students are more likely to have success down the road. If your a High School Student. Be Great! It will pay off, Big Time.

Tips: Be responsible. Have good behavior at crucial times & difficult situations. Be interested in school. Be good in reading & writing. These highlights have long-term consequences for your life in the long run. Good luck! Most important believe in yourself always, even if no one does.

If there is Success in High School, There is success later in life. Make it count Ladies & Gentlemen.

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GoTravel Guide Rome, Italy

If you are reading this blog post, I would guess that you are planning trip to Rome or you are already there but don’t know what to do. Or then you are just interested what I have to say about this Italy’s ancient city. I have to start by saying that during my visit to […]

via Travel Guide: Rome, Italy — GoTravelGlobal

Keeping the Holidays Happy?! Tips!

“It’s the most wonderful time of the year….” That song just keeps going through my head as I type this. For me, this IS the most wonderful time of the year. I love all the bright lights, good food, and the way that for the most part, people just seem to be a little nicer […]

via Keeping the Holidays Happy – Tips for Dealing With Difficult People — Reclaiming HOPE

Speak Your Life into Living Again?!

Scriptures

Death and life are in the power of the tongue: and they that love it shall eat the fruit thereof.  Proverbs 18:21

Whatever things are true, whatever things are noble, whatever things are just, whatever things are pure, whatever things are lovely, whatever things are of good report, if there is any virtue and if there is anything praiseworthy—meditate on these things.. Phil 4:8

And whatever you ask in prayer, you will receive, if you have faith. Matt 21:22

So shall my word be that goes out from my mouth; it shall not return to me empty, but it shall accomplish that which I purpose, and shall succeed in the thing for which I sent it. Isaiah 55:11

Truly, I say to you, whoever says to this mountain, ‘Be taken up and thrown into the sea,’ and does not doubt in his heart, but believes that what he says will come to pass, it will be done for him. Mark 11:23

But he answered, “It is written, “‘Man shall not live by bread alone, but by every word that comes from the mouth of God.’” Matt 4:4

BONUS: For “Whoever desires to love life and see good days, let him keep his tongue from evil and his lips from speaking deceit; 1 Peter 3:10

The thing is, God gives us rules to live by and clear instructions on how to have a fulfilled life. So many times we (I’ve done it too) pick & choose what we want to follow out of the bible. We pick the scripture that benefits us at the time we need it the most.

I believe we all want a good life, whatever good means to you. Unfortunately, our words don’t reflect that. If words have power, that means everything you say is shaping your life. You may not feel it or see it the minute you speak it, but those words are planting seeds.

Just look back on your life or even where you are now. Do you remember speaking certain things about what you want or don’t want to happen and now you are living it?

Because words have power, we clearly have to be intentional with what we speak.

Tip: Only focus on the things you want/desire. Give no energy to the things you do not want.  Watch how things start to shift.

SPEAK YOUR LIFE INTO LIVING THE LIFE YOU DESIRE.

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Holiday Shopping This Year?! Tips!

Holiday Shopping?! Quick Tips on Saving this Year Friendly Reminders

Start saving Early. There’s no better time than the present to start saving money for the holidays. No matter when you start saving, think about opening a holiday savings account that you can deposit money into all year. 

Set a realistic budget. Figure out exactly how much money you have to spend. And don’t forget to factor in wrapping paper, holiday cards and postage. The little extras that are often forgotten are just the things that can throw your entire budget off track if you’re not careful.

Make your holiday shopping list. After your budget has been set and you’ve started saving, it’s a good idea to create a list of everyone you intend to buy for. Don’t forget to include items like hostess gifts for parties you’ll attend, a gift for your boss and that family gift exchange you’re included in year after year. It also may be smart to purchase a few small gifts for surprise visitors or a last-minute party. Once you’ve made your list, keep it handy so you can refer to it often. The list will help you stay on track and keep you from forgetting anyone. 

Do your homework. There’s nothing worse than buying a gift at full price, only to see that another retailer is selling it cheaper. Before you hit the stores, do your homework and compare prices for the gifts you know you want to buy. From newspaper ads to online shopping that offers free shipping and other holiday deals, do your research and create a “plan of attack” to help your money stretch.

Count down to the holidays. There’s no better motivation to get your holiday shopping done on time than to make a countdown to the holidays and put it somewhere you can see it. That way you’ll always know exactly how long you have to finish shopping and get gifts wrapped and sent, if needed.

Get a head start. It’s much easier to make smart choices with your money when you’re not waiting until the last minute to shop. Procrastinating only promotes rushed shopping, overspending and buyer’s remorse as the guilt of going over budget sets in. So, get a head start and begin your holiday shopping early enough to take your time and make smart choices.

Be thoughtful. When in doubt about a gift to give, get creative and be thoughtful. Think about your most cherished gifts throughout the years. They’re probably some of the most thoughtful gifts you’ve received. For instance, a scrapbook of shared memories or an appreciation book may take a little more effort or time, but they’re certainly thoughtful and creative. And they’re often less expensive, too.

If all else fails, give a gift card. If you’ve had trouble finding the perfect gift or you simply run out of time, give the gift that everyone’s sure to enjoy. A gift card is the ideal gift for anyone on your holiday shopping list. 

Make a payoff plan. If you were able to save some money throughout the year to help lighten the financial burden when the holidays roll around, great. If not, make a plan to pay off the money you’ve spent once the new year arrives. It’s important that you set a financial strategy that works for you and your budget.

Ready, set, shop. After you’ve made your list, set your budget and done your homework, you’re ready to shop until you drop. It’s a great feeling to hit up the stores you need and start checking items off your list. And remember, the holidays are a great time to take advantage of price-match guarantees, free shipping and other end-of-year deals. 

These holiday shopping and savings tips are sure to help you slow down and enjoy the holidays for what they’re meant to be – a special time to spend with your loved ones. Avoid holiday hassle by finding a bank that offers the flexibility you need to help keep all of your finances in order - during the holidays and the rest of the year.

Happy Holiday Shopping!!!

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